Last modified: August 20, 2025

Introduction

IB Holdings LLC (“Company” or “We”) respect your privacy and are committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit the website https://www.bizbkpros.com/ (“Website“ or “website”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy covers the following types of information we collect:

• on this website;
• in electronic communications between you and this website, including text messages, emails, and other correspondence;
• by downloading or using desktop and mobile applications from this website, which might offer certain non-browser ways for you to engage with this website;
• if links to this policy are included in our advertisements or applications on third-party websites and services, you may interact with them.

It does not apply to information collected by:

• us offline or in any other way, such as on another website run by the business or a third party; or
• any third party, including through any content (including advertisements) or application that may connect to, be available from, or be accessed through the website.

Please read this policy carefully to learn about our procedures and policies pertaining to your information and how we will handle it. You can choose not to use our website if you disagree with our rules and practices. You accept this privacy statement by visiting or using this website. This policy is subject to modification at any time. Please check the policy occasionally for modifications, since your continuing use of our website after we make changes is considered your acceptance of those changes.

Age Restriction

Children under the age of sixteen should not use our website. No one under the age of sixteen may use the website or submit any personal information. We don’t intentionally gather personal data from minors younger than sixteen. Do not use this website or any of its services if you are younger than sixteen. You should also not give us any personal information, such as your name, address, phone number, email address, or any screen name or username you may use. We shall remove any personal information we discover we have obtained or acquired from a child under the age of sixteen without first obtaining parental consent. Please email us at admin@bizbkpros.com if you think we may have any information from or about a kid under the age of sixteen. Residents of certain states under 13, 16, or 18 years of age may have additional rights regarding the collection and sale of their personal information. Please see your states’ privacy rights for more information.

Information Collected

We collect several types of information from and about users of our website, including information:

• by which you may be personally identified, such as name, postal address, email address, telephone number, social security number, or any other identifier by which you may be contacted online or offline (“personal information“);
• that is about you but individually does not identify you, such as your financial information, age or occupation; and/or
• about your internet connection, the equipment you use to access our website, and usage details.

 We collect this information:

• directly from you when you provide it to us.
• automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies.
• from third parties, for example, our business partners or service providers.

Information Provided By a User

The information we collect on or through our website may include:

• Information that you provide by filling in forms on our website. This includes information provided at the time of subscribing to our service, posting material, or requesting further services. We may also ask you for information when you report a problem with our website.
• Records and copies of your correspondence (including email addresses), if you contact us.
• Your responses to surveys that we might ask you to complete for research purposes.

You also may provide information to be published or displayed on public areas of the website or transmitted to other users of the website or third parties, including our third-party partners and service providers (collectively, “Contributions“). User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, including your login in order to utilize our services, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the website with whom you may choose to share your user Contributions. Therefore, we cannot and do not guarantee that your user Contributions will not be viewed by unauthorized persons.

Information Collected Automatically

As you navigate through and interact with this website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

•  Details of your visits to our website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
• Information about your computer and internet connection, including your IP address, operating system, and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services. You will have the option to opt out of behavioral tracking on this website.

The information we collect automatically is only statistical data and does not include personal information. It helps us to improve our website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences, allowing us to customize our website according to your individual interests.
• Speed up your searches.
• Recognize you when you return to our website.

The technologies we use for this automatic data collection may include:

• Cookies: A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting, you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our website. For information about managing your privacy and security settings for cookies, please refer to our relevant publication.

• Internet Beacons: Pages of our Website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

We do not collect personal information automatically, but we may tie non-personal information collected automatically to personal information about you that we collect from other sources or that you provide to us.

Third-Party Cookies and Tracking Technologies

Some content or applications, including advertisements, on the Website are served by third parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see below.

Use of Your Information

We use information that we collect about you or that you provide to us, including any personal information:

• To present our website and its contents to you.
• To provide you with information, products, or services that you request from us.
• To fulfill any other purpose for which you provide it.
• To provide you with notices about your account, including expiration and renewal notices.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To notify you about changes to our website or any products or services we offer or provide through it.
• To allow you to participate in interactive features or applications on our website.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

We may also use your information to contact you about our own and third parties’ goods and services that may be of interest to you. For more information, see below.

Disclosure

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect, or you provide as described in this privacy policy:

• To our subsidiaries and affiliates.
• To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of IB Holdings LLC assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by IB Holdings LLC about our Website users is among the assets transferred.
• To third parties to market their products or services to you if you have consented to these disclosures. We contractually require these third parties to keep personal information confidential and use it only for the purposes for which we disclose it to them. For more information, see below.
• To fulfill the purpose for which you provide it.
• To deliver to you the services you requested through our website.
• To send statements, invoices and payment reminders to you, and collect payments from you.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

 We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of IB Holdings LLC, our clients, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Choices About Use of Information

We strive to provide you with choices regarding your personal information. We have created mechanisms to provide you with the following control over your information:

• Tracking codes: You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.

• Promotions: If you do not wish to have your email address/contact information used by the Company to promote our own or third parties’ products or services, you can opt-out by checking the relevant box located on the form on which we collect your data or at any other time by logging into the Website and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to admin@bizbkpros.com. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided to the Company as a result of a product purchase, warranty registration, product service experience or other transactions.

We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members or affiliates.

Accessing Your Information

You can send us an email at admin@bizbkpros.com to request access to, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

Governing Laws & Your Rights

This Privacy Policy shall be interpreted under the GDPR, laws of the State of Texas and the United States. A copy of this privacy statement is available to you via our website or by submitting a written request to us. Additional rights regarding our use of personal information may be granted to residents by state consumer privacy laws. The following rights are granted to inhabitants of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Montana, Oregon, Tennessee, Texas, Utah, and Virginia, either currently or in the future:

• verify if we process their personal information
• access and remove specific personal information
• fix errors in their personal information while keeping in mind the information’s processing purpose (with the exception of Iowa and Utah)
• data portability

• choosing not to have personal data processed for targeted advertising (except from Iowa);
• sales; or

• profiling in support of decisions that have legally binding or similarly important consequences (excluding from Iowa and Utah).
• require consent to process sensitive personal data, or limit (opt-out of) it.

Rights may differ from state to state in regard to their precise extent.

Data Security

We have put in place safeguards to protect your personal data from unintentional loss as well as from illegal access, use, alteration, and disclosure. We store all of the data you give us on our secure servers, which are protected by firewalls. All transactions involving payments will be encrypted. You are also responsible for the security and protection of your data. You are in charge of maintaining the confidentiality of any passwords we may have provided you (or you may have selected) to access specific areas of our website. We kindly request that you keep your password private. Regretfully, information transfer over the internet is not entirely safe. We take every precaution to protect your personal information, but we are unable to ensure that it is secure when it is sent to our website. Any personal information you transmit is at your own risk. Any misuse of the website’s security features or privacy settings is not our responsibility.

Changes to Privacy Policy

We have a policy of posting any updates to our privacy statement on this page along with a notice on the front page of the website. We will send an email to the email address linked to your account and post a notice on the website’s home page if we make significant changes to the way we handle users’ personal information. At the top of the page, you can see the date when the privacy policy was last updated. It is your responsibility to keep your email address current, active, and deliverable, and to review this privacy statement and our website from time to time for any updates.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at: ibholdings101@gmail.com